Cheesy Nachos with Beef

Featured in: Pan & Oven Essentials

Transform simple tortilla chips into a loaded platter of crispy, cheesy perfection. Melted cheddar and Monterey Jack blanket black beans and jalapeños, creating layers of savory goodness. Top with cherry tomatoes, fresh avocado, red onion, and coriander for vibrant contrast. Optional seasoned ground beef adds hearty protein, while sour cream and salsa provide cool, tangy finishes. Perfect for gatherings, game days, or casual weeknight indulgence.

Updated on Tue, 13 Jan 2026 11:55:00 GMT
Freshly baked nachos with melted cheddar and Monterey Jack cheese, black beans, and spicy jalapeños on crispy tortilla chips, served as a festive appetizer. Pin This
Freshly baked nachos with melted cheddar and Monterey Jack cheese, black beans, and spicy jalapeños on crispy tortilla chips, served as a festive appetizer. | awririndex.com

The first time I made nachos for a group, I learned the hard way that layered toppings matter more than I thought. My friends arrived early and caught me frantically trying to fix a soggy mess where all the cheese had sunk to the bottom. We laughed about it while picking at the edges, but I promised myself I would figure out the perfect method before the next game day.

Last summer during a beach house weekend, I made these for six hungry friends after a long day in the sun. The platter disappeared in minutes, with people actually reaching for the last cheese covered chip. Something about warm melted cheese and fresh toppings just brings people together in the best way.

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Ingredients

  • Tortilla chips: Choose sturdy chips that can hold up under the weight of toppings without breaking
  • Cheddar cheese: Provides that sharp flavor we all associate with classic nachos
  • Monterey Jack: melts beautifully and balances the cheddar with mild creaminess
  • Black beans: Rinse them thoroughly to prevent the dish from becoming watery
  • Fresh jalapeños: Thin slices distribute heat evenly throughout the layers
  • Cherry tomatoes: Add these after baking so they stay fresh and juicy
  • Red onion: Use half during baking and half fresh for best texture
  • Fresh coriander: Sprinkle generously right before serving for bright flavor
  • Ground beef: Season simply with chili powder and cumin to complement without overpowering

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Instructions

Prepare the meat if using:
Heat oil in a skillet and cook ground beef with chili powder, cumin, salt and pepper until browned
Heat your oven:
Preheat to 200°C (400°F) so it is ready when you finish assembling
Build the foundation:
Spread tortilla chips in an even layer on your largest ovenproof platter or baking sheet
Layer your toppings:
Scatter black beans and both cheeses evenly over the chips, then add the meat if using
Add heat:
Scatter jalapeño slices and half the onion over the top before baking
Melt everything together:
Bake for 8 to 10 minutes until the cheese is bubbly and starting to brown slightly
Finish with fresh toppings:
Add tomatoes, avocado, remaining onion and coriander the moment it comes out of the oven
Serve immediately:
Bring the platter to the table with sour cream and salsa on the side
Tortilla chips piled high with seasoned ground beef, gooey melted cheese, diced avocado, and fresh pico de gallo, perfect for sharing at a party. Pin This
Tortilla chips piled high with seasoned ground beef, gooey melted cheese, diced avocado, and fresh pico de gallo, perfect for sharing at a party. | awririndex.com

My daughter now requests these for every movie night at home. Watching her carefully construct each bite with a little bit of everything reminds me why simple comfort food brings so much joy to everyday moments.

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Choosing Your Chips

Thick restaurant style chips work best because they maintain their crunch even under layers of melted cheese and beans. Thin chips will turn soggy before the cheese fully melts, so save those for light snacking instead.

The Cheese Strategy

Pre shredded cheese contains anti caking agents that prevent proper melting. Buy blocks of cheddar and Monterey Jack and grate them yourself for the smoothest results. The extra effort makes a noticeable difference in the final texture.

Make It Your Own

The beauty of nachos lies in their adaptability to whatever you have on hand. Try different proteins, switch up the cheese blend, or load on extra vegetables to suit your taste.

  • Pickled jalapeños add extra tang and heat
  • Grilled chicken or chorizo make excellent alternatives to beef
  • Black olives or corn kernels bring variety to the topping mix
Golden, cheesy nachos topped with black beans, jalapeño slices, cherry tomatoes, and sour cream, ready to serve hot as an easy Mexican appetizer. Pin This
Golden, cheesy nachos topped with black beans, jalapeño slices, cherry tomatoes, and sour cream, ready to serve hot as an easy Mexican appetizer. | awririndex.com

Whether it is game day or just a Tuesday craving, these nachos turn ordinary moments into something worth celebrating together.

Recipe Questions & Answers

How do I keep my nachos from getting soggy?

Bake the chips with cheese and beans first, then add fresh toppings like tomatoes, avocado, and sour cream after heating. This prevents moisture from making the base chips soft during baking.

Can I make these vegetarian?

Absolutely. Simply omit the ground beef or substitute with grilled vegetables, black bean crumbles, or plant-based meat alternatives for a satisfying meat-free version.

What's the best cheese combination?

Sharp cheddar provides bold flavor while Monterey Jack offers excellent meltability. You can also add pepper jack for extra heat or queso fresco for authentic Mexican tang.

How do I reheat leftover nachos?

Reheat in a 350°F oven for 5-8 minutes to restore crispiness. The microwave will make chips soggy, so avoid that method. Fresh toppings should be added after reheating.

Can I assemble nachos ahead of time?

Prepare all ingredients in advance, but assemble and bake just before serving. Pre-chopped vegetables and pre-cooked meat make final assembly quick and easy when guests arrive.

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Cheesy Nachos with Beef

Crispy chips topped with melted cheese, beans, and fresh toppings for easy sharing.

Prep Time
15 min
Time to Cook
10 min
Overall Time
25 min
Created by Heidi Kaufman


Skill Level Easy

Cuisine type Mexican

Makes 4 Portions

Dietary details No Gluten

What You’ll Need

Base

01 7 oz tortilla chips (plain or lightly salted)

Cheese

01 7 oz shredded cheddar cheese
02 3.5 oz Monterey Jack cheese, shredded

Beans

01 5 oz canned black beans, rinsed and drained

Toppings

01 2 fresh jalapeños, thinly sliced
02 3.5 oz cherry tomatoes, diced
03 1 small red onion, finely chopped
04 2 tablespoons fresh coriander, chopped
05 1 ripe avocado, diced
06 4 tablespoons sour cream
07 4 tablespoons salsa

Seasoned Ground Beef

01 7 oz ground beef
02 1 teaspoon olive oil
03 1 teaspoon chili powder
04 1/2 teaspoon cumin
05 Salt and pepper to taste

How to Make It

Step 01

Prepare Seasoned Beef: Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook, breaking up meat, until browned and cooked through (about 5-6 minutes). Set aside.

Step 02

Preheat Oven: Preheat the oven to 400°F.

Step 03

Layer Base: Arrange tortilla chips in an even layer on a large ovenproof platter or baking sheet.

Step 04

Add Beans and Cheese: Sprinkle evenly with black beans, followed by the shredded cheeses. Add cooked ground beef.

Step 05

Top with Jalapeños and Onion: Scatter sliced jalapeños and half of the chopped onions over the top.

Step 06

Melt Cheese: Bake in the oven for 8-10 minutes, or until cheese is fully melted and bubbly.

Step 07

Add Fresh Toppings: Remove from oven and top with cherry tomatoes, avocado, remaining onion, and chopped coriander.

Step 08

Serve: Serve immediately with sour cream and salsa on the side.

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Needed Tools

  • Large ovenproof platter or baking sheet
  • Skillet
  • Cheese grater
  • Knife and chopping board

Allergy details

Please double-check every ingredient for potential allergens and talk to a healthcare expert if you’re unsure.
  • Contains dairy (cheese, sour cream)
  • Contains avocado (possible allergen for some)
  • Double-check chips for gluten if required
  • If using beef, may contain traces of soy or wheat (check labels)

Nutrition Breakdown (for each serving)

These values are informative and shouldn't be used as medical advice—always consult a professional if you need specifics.
  • Calories: 480
  • Fats: 27 g
  • Carbohydrates: 40 g
  • Proteins: 20 g

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